ВИБІР МЕТОДІВ ОЦІНЮВАННЯ ФІНАНСОВОЇ БЕЗПЕКИ БАНКІВ ТА ПРОГНОЗУВАННЯ ІНДИКАТОРІВ
Ескіз недоступний
Дата
2022
Автори
Назва журналу
Номер ISSN
Назва тому
Видавець
Дніпро: Дніпровський державний аграрно-економічний університет, ТОВ «ДКС Центр»
Анотація
In times of economic and political crisis, martial law on the territory of our
state, the issue of security arises both for everyone individually and for the country
as a whole. The national security of the state and the level of its economic
development directly depends on a number of factors, including the level of
financial security of the banking system. To prevent risks and possible negative
consequences from the influence of various processes on the financial condition of
the banking sector, it is necessary to analyze and evaluate the level of its security.
Despite the presence of a large number of scientific works, analytical and
statistical reports, regulatory documents, which contain the definition of the
concept of assessing the financial security of banks, the definition still remains
ambiguous. It is for this reason that the analysis of the existing models for
assessing the financial security of banks becomes extremely relevant, because
thanks to this, new assessment methods can be developed taking into account the already present consequences of the crisis situation and war. This study provides
information on methods of effective assessment of financial security of banks. The
procedure for calculating the level of financial security of banks has also been
determined, an assessment of the financial security of Ukrainian banks has been
carried out, the results of which characterized its level as unsatisfactory, which is
negative for our state and signals the need to apply certain measures to regulate
this situation. It was found that the main negative factors affecting the financial
security of banks from 2019 to August 2022 are the pandemic and the war, which
caused a number of negative consequences for the social, economic, political and
financial state of the state. The article carried out calculations based on the
method of determining coefficients and indicators with a forecast of data for the
next period using a mathematical model of dynamics series and substantiated the
use of such an approach for the effective assessment of the level of financial
security of banks and its forecast for the following periods.
Опис
Стаття в Електронному журналі «Ефективна економіка», Дніпровський державний аграрно-економічний університет, 2022. № 11. ISSN 2307-2105
Ключові слова
фінансова безпека банків, оцінка фінансової безпеки, інтегральний показник, індикатори оцінки, чинники впливу, financial security of banks, assessment of financial security, integral indicator, assessment indicators, influencing factors