Перегляд за Автор "Volkova, Valeriia"

Зараз показуємо 1 - 4 з 4
  • Ескіз недоступний
    Документ
  • Ескіз недоступний
    Документ
    FEATURES OF RISK MANAGEMENT OF BANK DEPOSITS IN CONDITIONS OF ECONOMY TRANSFORMATION
    (2018) Volkova, Valeriia; Maniatovska, Anna
    Deposit risks are an integral part of a bank's activity and arise when a banking institution executes passive operations. Early withdrawal of deposit funds by depositors of the bank, insufficient funds to repay liabilities, even on small volumes, can lead to a decrease in the liquidity and solvency of the banking institution, to cause panic among depositors and to stipulate bank bankruptcy. That is why, implementation of effective risk management of the bank in the conditions of an unstable market environment necessitates the definition of the main trends in the field of deposit risk management of the bank, which will allow to take effective management decisions, designed to minimize the negative effects of deposit risk. The research conducted has the following results. The essence of deposit risk of the bank is investigated. The problems of bank deposit risk management at the present stage of development of the banking sector of Ukraine are substantiated. The tendencies of development of the deposit services market in Ukraine and the consequences of the impact of deposit risk on banks' activity are described. The dominance of short-term deposits in the structure of liabilities of banks is established. The tendency of growth of volume of foreign currency deposits in the deposit portfolio of Ukrainian banks is shown. The dynamics of deposit deposits of Ukrainian banks by currency and terms of placement is given. Proposed measures to increase the efficiency of management of deposit risks of banking institutions of Ukraine.
  • Ескіз недоступний
    Документ
    Improving Bank Capitalization in Terms of Increasing the Competitiveness of the Banking System
    (2019) Volkova, Nelia; Volkova, Valeriia
  • Ескіз недоступний
    Документ
    Improving Bank Transparency in Assessing Financial Stability of Ukraine’s Banking System
    (2018) Ptashchenko, Liana; Volkova, Nelia; Volkova, Valeriia
    The paper focuses on solving the problem of banks transparency in assessing financial stability of Ukraine’s banking system under economic instability. The financial crisis in the country calls for developing a methodology supply for assessing financial stability of both individual banks and the banking system as a whole. We believe that the methodical tool for studying the financial activity of a banking institution should provide a bank with the opportunity for a long-term development rather than for the coming years. This is a priority task of a bank because under unstable economic development the reliability of a bank decreases as well as its competitiveness and adaptability to the internal and external destabilizing factors. The topicality of the issue is determined by the fact that increasing financial sustainability is one of the important measures, the quality of which predetermines banks’ financial results. Presented are results of the statistics study which characterize the development of the modern banking system. It is ascertained that within asymmetry of information the transparency level is critical in assessing financial stability of banks which is still given poor consideration in our country. The authors believe that the use of the suggested tool for determining banks’ transparency level in bank’s operation will help impartially assess its transparency level, will promote the development of channels of information disclosure to external users. It is rationalized that effective banking activity in Ukraine can ensure the recovery of the financial sector and restore the growth rates of the real sector of the country’s economy. The authors’ concept of increasing banks’ transparency in assessing financial stability of the Ukrainian banking system proves that it is the basic condition for maintaining bank’s favorable potential and effective performance. For the first time systematized are the characteristic features of transparency when analysing the transparency of the banking system as a whole. Distinguished is the expediency of using a certain set of tools and information disclosure channels in implementing the mechanism of transparency at different levels of the banking system. A conclusion is made that it is necessary to increase the transparency of banks in assessing the financial stability of the banking system of Ukraine, namely: ensuring information transparency of the bank will help to increase the confidence of market participants and provide an opportunity for the bank to expand its resource base, increase income and profits.